Riskometer Uncovered: A comprehensive Guide to Understanding Investment Risk

Created by Uddhav Tulshibagwale, Modified on Tue, 19 Dec, 2023 at 5:21 PM by Uddhav Tulshibagwale

Schemes with Riskometer label	Suitable Investor Type	Investor Persona
Low	Conservative	Investor’s top priority is the safety of capital. She/he is willing to accept relatively low returns against a low risk of principal.
Moderately Low	Moderately Conservative	An investor is willing to accept a small level of risk in exchange for some potential returns over a medium to long-term.
Moderate	Moderate	An investor can tolerate a moderate level of risk in exchange for relatively higher potential returns over a medium to long-term.
Moderately High	Moderately Aggressive	Investor is keen to accept a relatively higher risk to maximize potential returns over the medium to long-term.
High Risk	Aggressive	Investor is willing to accept a significant risk to maximize potential returns over the long terms and is aware that she/he may lose a significant part of the capital.
Very High Risk	Very Aggressive	Investor is willing to accept a significant high risk to maximize potential returns over the long terms and is aware that she/he may lose a significant part of the capital.

Disclaimer

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.